Apply in less than 4 mins
Download the Countingup app to apply for your business current account – all you need is proof of ID and a few details.
A business current account, but smarter
You get a business current account, tax and accounting tools – one smart app, one small fee.
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Accept payments straight away
Ready to get your business going? We won’t hold you back. Start accepting payments from customers straight away by bank transfer, invoice or payment link.
More than a business account
Save time and money by having everything you need to manage your business finances in one smart app.
Get paid faster
Take payments by invoice, payment links or card. However your customers pay, Countingup helps the money flow in, fast.
- Create and send invoices in seconds, straight from the app
- Transfer money instantly with your sort code and account number
- Share payment links with your customers and get paid fast – no faff, no waiting
- Accept card payments through our partner Stripe (sign up required)
- Get instant notifications the moment you get paid
Save time on bookkeeping
Your expenses, taxes and reports are sorted automatically, and always kept up to date. Your time’s better spent on your business, not your books.
- Snap a photo of your receipt and Countingup stores it securely for peace of mind
- Your transactions are automatically categorised by SmartTax AI
- Connect directly with your accountant through our Accountants Hub
- Track your income and expenses with profit & loss reports
- Manage your cashflow with live business insights
Taxes, the smart way
You didn’t start a business to get buried by tax admin and the stress that comes with it. That’s exactly why Countingup handles the heavy lifting, so you can focus on what you love.
- Know how much tax you owe based on your income and expenses
- Save for your tax return in advance with tax pots
- Automatically save a percentage of your income every time you’re paid
- Stay on track with a personalised tax timeline and reminders
- Get tips on how to legally save money on tax, without the cost of an accountant
All the finance tools, none of the fuss
- Free invoicing & payment links Create and send personalised invoices in just a few taps – anywhere, anytime
- Get paid faster Accept payment by card or easy account transfer on invoices and payment links
- Instant payment notifications Countingup lets you know as soon as a payment hits your account
- Unpaid invoice notifications Countingup tracks late payments – that's one less thing for you to worry about
- Receipt capture & storage Snap, attach, and store receipts with each transaction, so everything’s ready for tax season
- Financial reporting & insights See exactly how your business is doing with real time insights at your fingertips
- Automatic categorisation SmartTax AI automatically assigns each transaction to the correct tax category, in real time.
- Real-time tax estimate Your tax estimate updates automatically based on your income and expenses
- Save smart with tax pots Set aside a % of your income every time you're paid or top up your tax pot in a tap
- Never miss a tax deadline Countingup syncs directly to Companies House to give you an accurate timeline of deadlines
- Unlock hundreds in tax savings SmartTax AI flags tax allowances your business qualifies for like trivial benefits and work from home allowance
- Connect with your accountant Accountants get direct, secure access to your data through the Accountant Hub
- Business debit Mastercard® Pay for expenses with your card, just like a traditional business current account
- Deposit cash at Paypoint & Post Office Over 27,000 locations nationwide. Just take your card and cash to deposit
- Free company registration Register your new limited company and open a Countingup account in one application
Flexible pricing that grows
with you
Our plans are based on your monthly income, you only pay more as your business grows. Plus you get a business current account, accounting and tax tools included – that means big savings on separate accounting software, tax support and accountant fees.
Join 100,000+ small businesses today
Ready to forget everything you know about business banking? Join today and get a 3 month free trial.